Do You Need to Open Enroll Again for Insurance
The 2023 Open up Enrollment Period (OEP) begins November ane, 2022, in most states. Previously, the 2022 Open Enrollment Period (OEP) ran from November 1, 2021, through January 15, 2022, in virtually states.
The nautical chart below shows the 2022 OEP dates for the states that use the federal ACA exchange. Coverage begins January 1. If you have a Special Enrollment Catamenia, coverage will begin the first solar day of the month afterwards you sign up. For example, if yous sign up on Feb xv, your coverage will exist effective March i.
| States | Federal Open Enrollment Period for 2022 Plans |
| Alabama | November 1, 2021 – January 15, 2022 |
| Alaska | Nov i, 2021 – January 15, 2022 |
| Arizona | November ane, 2021 – January 15, 2022 |
| Arkansas | November 1, 2021 – January xv, 2022 |
| Delaware | November 1, 2021 – January 15, 2022 |
| Florida | Nov one, 2021 – January xv, 2022 |
| Georgia | November ane, 2021 – Jan 15, 2022 |
| Hawaii | November 1, 2021 – January 15, 2022 |
| Illinois | November 1, 2021 – January 15, 2022 |
| Indiana | Nov 1, 2021 – January xv, 2022 |
| Iowa | November 1, 2021 – Jan fifteen, 2022 |
| Kansas | Nov 1, 2021 – January 15, 2022 |
| Louisiana | Nov one, 2021 – Jan 15, 2022 |
| Michigan | November i, 2021 – January xv, 2022 |
| Mississippi | November 1, 2021 – January fifteen, 2022 |
| Missouri | Nov ane, 2021 – January fifteen, 2022 |
| Montana | November 1, 2021 – January 15, 2022 |
| Nebraska | November 1, 2021 – January 15, 2022 |
| New Hampshire | Nov 1, 2021 – January xv, 2022 |
| Northward Carolina | November one, 2021 – January xv, 2022 |
| North Dakota | Nov 1, 2021 – January fifteen, 2022 |
| Ohio | November ane, 2021 – January 15, 2022 |
| Oklahoma | November 1, 2021 – January 15, 2022 |
| Oregon | November 1, 2021 – Jan 15, 2022 |
| Southward Carolina | November 1, 2021 – January 15, 2022 |
| Due south Dakota | November 1, 2021 – Jan 15, 2022 |
| Tennessee | November 1, 2021 – Jan 15, 2022 |
| Texas | Nov 1, 2021 – January 15, 2022 |
| Utah | November one, 2021 – January 15, 2022 |
| Virginia | November 1, 2021 – Jan 15, 2022 |
| West Virginia | November 1, 2021 – January fifteen, 2022 |
| Wisconsin | November one, 2021 – January 15, 2022 |
| Wyoming | Nov 1, 2021 – January 15, 2022 |
Some states with their ain ACA exchanges take different date ranges for the 2021 Special Enrollment Period and the 2022 Open Enrollment Period. The nautical chart below shows the SEP and OEP dates for the these states.
| Land | State Special Enrollment Deadline for 2021 Plans | Land Open Enrollment Period for 2022 Plans | |||||||
| Californiaone | December 31, 2021 | Nov 1, 2021 – January 31, 2022 | |||||||
| Coloradotwo | August 15, 2021 | November 1, 2021 – Jan 15, 2022 | |||||||
| Connecticut3 | October 31, 2021 | Nov 1, 2021 – Jan xv, 2022 | |||||||
| Idaho4,5 | Apr 30, 2021 | Nov 1, 2021 – December 22, 2021 | |||||||
| Kentucky6 | August 15, 2021 | November 1, 2021 – January 31, 2022 | |||||||
| Maine7 | Baronial 15, 2021 | Nov 1, 2021 – January 15, 2022 | |||||||
| Maryland8,nine | August 15, 2021 | November i, 2021 – Feb 28, 2022 | |||||||
| Massachusettsten,11 | July 23, 2021 | November 1, 2021 – Jan 23, 2022 | |||||||
| Minnesota12 | July 16, 2021 | November 1, 2021 – January 15, 2022 | |||||||
| Nevadaxiii | August 15, 2021 | November 1, 2021 – January 15, 2022 | |||||||
| New Jersey14 | December 31, 2021 | November one, 2021 – January 31, 2022 | |||||||
| New Mexicoxv | August 15, 2021 | November 1, 2021 – January 15, 2022 | |||||||
| New York16 | December 31, 2021 | November 16, 2021 – March 31, 2022 | |||||||
| Pennsylvania17,eighteen | August 15, 2021 | November 1, 2021 – Jan xv, 2022 | |||||||
| Rhode Islenineteen,20 | August fifteen, 2021 | November ane, 2021 – January 31, 2022 | |||||||
| Vermont21 | October ane, 2021 | November ane, 2021 – January 15, 2022 | |||||||
| Washington DC22,23* | November xxx, 2021/December 31, 2021 | November 1, 2021 – January 31, 2022 | |||||||
| Washington24 | August 15, 2021 | November 1, 2021 – January 15, 2022 | |||||||
| *In Washington, DC, residents tin can have coverage effective immediately. For example, if residents sign upward by June 30, they can choose for their coverage to begin on either June 1 or July 1.22 | |||||||||
I Missed My State's Open Enrollment Deadline. Can I Still Go Healthcare Coverage?
If y'all missed the enrollment deadline in your state, it is still possible that y'all tin can qualify for a Special Enrollment Menses (SEP) that will allow you to utilize for health insurance. Y'all tin can qualify for an SEP if you have experienced a qualifying life upshot. Qualifying life events tin include:
-
- The loss of health insurance through a chore.
- Household changes such equally marriage, divorce, a expiry in the family, or having a babe.
- A change in your home address.
See a listing of qualifying life events. You have threescore days to enroll in a plan, if you qualify for an SEP. Only, if yous miss that 60-day window, you will accept to wait until OEP to enroll in an private health insurance policy for 2022.
If y'all missed the 2021 Open Enrollment Menses in your state and y'all do not qualify for an SEP, you can apply for a short-term health insurance programme. Brusque-term health insurance coverage can be purchased outside of OEP for up to 364 days, and you lot can reapply for short-term coverage for upwardly to 36 months in most states. Short-term wellness insurance plans might be a skilful, temporary fit for salubrious people, as they volition not cover pre-existing conditions like Affordable Care Human action (ACA) plans.
If you do not qualify for an SEP and determine not to apply for a brusk-term health program, you volition have to look until Open up Enrollment 2022 begins in autumn 2021.
HealthMarkets can help you determine whether you qualify for an SEP and find an private health plan that meets your needs. Shop, compare, and enroll in a wellness plan online or telephone call united states of america at (800) 304-3414 .
Source: https://www.healthmarkets.com/resources/health-insurance/open-enrollment/